home-hunt

Home buying, clearer

Tools for your next Toronto move.

Toronto-accurate tools, updated for 2026. Make an informed first pass on budget, cash to close and land transfer tax before you start looking.

Affordability calculator

How much home can your budget hold?

Turn income, debts and savings into a Toronto purchase budget—with the stress test, insurance and cash to close included.

Try the affordability calculator

Land transfer tax calculator

See your Ontario and Toronto tax.

Compare the same purchase price across Toronto and nearby cities, including first-time buyer rebates and Toronto’s April 2026 rates.

Try the land transfer tax calculator

Toronto rent check

See your rent in local context.

Compare a monthly rent with CMHC neighbourhood data and Toronto’s October 2025 new-tenant averages.

Try the Toronto rent check

FAQ

A few useful details.

Are these tools only for Toronto?

The calculators are built for Ontario home buyers. Toronto results include the municipal land transfer tax; the other listed cities use Ontario land transfer tax only.

How current are the rules?

The rules and source links on each page are reviewed to the date shown. Mortgage offers, municipal charges and eligibility can still change.

Do the affordability estimates include closing costs?

Yes. The affordability tool includes editable estimates for legal fees, title insurance, inspection, appraisal, moving and adjustments, plus applicable land transfer tax and insurance PST.

Can a calculator replace a lender or lawyer?

No. These are planning estimates only. A lender confirms your qualification and a lawyer confirms closing costs and land transfer tax.